About This Site

Alberta Equity Mortgage is an independent guide to equity-based borrowing in Alberta. It is owned and published by Jaden Shermack.

Why this site exists

Many Albertans own homes worth far more than they owe, yet still get turned down for a mortgage because their income or credit doesn’t fit a bank’s formula. Equity lending can help, but it’s rarely explained clearly. This site covers how equity mortgages work, what they cost, and how to protect the equity you’ve worked to build.

How the guides are written

• Plain language, with terms explained as they come up.
• Balanced. The guides cover the risks of borrowing against your home, not just the benefits.
• Alberta-focused, because lending practices and property markets differ across Canada.
• No promises. No guaranteed rates or approvals: every application is assessed on its own facts.

Getting help

This site doesn’t give personal advice or arrange mortgages. For advice about your own situation, speak with a licensed mortgage professional.

This site provides general information only. It is not financial, legal or tax advice.