Using Equity for Renovations That Add Value
How to use home equity to fund renovations in Alberta, which projects tend to add value, and how to borrow so the project doesn't strain your budget.
Guides
Category: Options
Using Equity to Help Your Kids Buy a Home
How Alberta parents use home equity to help their children buy a home, through gifts, loans or co-signing, and how to protect both generations.
Using Equity to Buy a Second Property
How Alberta homeowners use home equity for the down payment on a rental, cabin or second home, what lenders require, and the risks to plan for.
Getting a Mortgage on a Paid-Off Home
How to borrow against a mortgage-free home in Alberta, what lenders look for, the options available, and how to protect the equity you've built.
Ways to Access Your Equity: Refinance, Second Mortgage or Line of Credit
The main ways Alberta homeowners can access home equity, including refinancing, a second mortgage or a line of credit, and how to choose between them.