Borrowing Against a Rental Property
How to borrow against the equity in an Alberta rental property, how lenders treat rental income, and what to consider before you do.
Guides
Category: Situations
Equity in an Inherited Home
What to know about borrowing against or buying out an inherited home in Alberta, from estate timing and title transfer to buying out siblings.
Equity Mortgages After a Credit Setback
How Alberta homeowners with recent credit problems can still borrow against their equity, what lenders look at, and how to rebuild toward bank rates.
Buying Out a Partner After Separation
How Albertans use home equity to buy out a former partner's share of the home after separation, what lenders need, and the steps to get it done.
Equity Mortgages When Your Income Is Hard to Prove
How Albertans with real but hard-to-document income, like contractors, commission earners and business owners, can borrow against home equity.
Equity Mortgage vs Reverse Mortgage
How an equity mortgage and a reverse mortgage differ on payments, eligibility, cost and what's left for your estate, so Alberta homeowners can choose wisely.
Equity Mortgages for Retirees
How retired Albertans can borrow against home equity when their income is modest, the options available, and how to protect retirement security.